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It’s no secret America isn’t in the best spot after this 2020 dumpster fire, and your wallet might be seeing the side effects.
But there are some simple ways to save money and pad your bank account even during these trying times. In fact, as of today, more than 1 million Americans have already taken these simple steps.
They’ve been able to save hundreds, secure their families’ futures and even pay off credit card debt. Now it’s your turn to get on board, Nevada.
1. Find Out If You’re Overpaying
Wouldn’t it be nice if you got an alert any time you’re shopping on Walmart and are about to get ripped off?
That’s exactly what a free service called Wikibuy does.
Wikibuy’s free alerts can be added to your browser. Before you check out, it’ll check other websites, including Amazon, Target, eBay and others to see if your item is available for cheaper. It will also show you coupon codes, set up price-drop alerts and even let you see the item’s price history.
Let’s say you’re shopping for a new TV. You’re ready to check out, and you assume you’re getting the best price. Here’s when Wikibuy will pop up and let you know if you’re about to overpay. It will even automatically apply any known coupon codes to your order.
So far, Wikibuy has saved users more than $70 million.
You can get started with Wikibuy in just a few minutes to see if you’re overpaying online .
2. See if You Can Get Money From This Company
Here’s the deal: If you’re not using Aspiration’s debit card, you’re missing out on extra cash. And who doesn’t want extra cash?
Yep. A debit card called Aspiration gives you up to a 5% back every time you swipe.
Need to buy groceries? Extra cash.
Need to fill up the tank? Bam. Even more extra cash.
You were going to buy these things anyway — why not get this extra money in the process?
Enter your email address here , and link your bank account to see how much extra cash you can get with your free Aspiration account. And don’t worry. Your money is FDIC insured and under a military-grade encryption. That’s nerd talk for “this is totally safe.”
3. Cancel Your Car Insurance
When was the last time you shopped around for car insurance? Was it more than six months ago?
If so, you’re probably overpaying — by hundreds of dollars. Yep. Experts say you should compare rates twice a year to get the best deal.
Twice a year? Yeah, we don’t want to do that either.
A service called Insure does all the shopping for you to find cheaper insurance — with the same coverage and deductibles you already have. And it saves customers an average of $540 a year.
All you have to do is enter your ZIP code and your age, and it’ll show you your options.
See if you can get $500 back in your pocket by entering your zip code here .
4. Give Your Family up to $1,000,000
Oh, to be a millionaire. Look, not all of us have the money to set up trust funds for our loved ones. But you could still give them up to $1 million.
A company called Bestow can help you leave your family up to $1 million in term life insurance, and it can cost less than your monthly Netflix subscription.
We get it — it’s one more bill, and who has time to sign up? But if you were born after 1966, you can take advantage of Bestow. You don’t even need to leave your house.
We hear people are paying as little as $8 a month. (But every year you wait, this gets more expensive.)
It takes just minutes to sign up and see how much life insurance you can leave them — even if you don’t have seven figures in your bank account.
5. Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape…
Your credit card is getting rich by ripping you off with insane rates, but a company called AmOne could help you pay them off tomorrow.
Here’s how it works: AmOne will match you with a low-interest loan you can use to pay off every credit card balance you have. The benefit? You’re left with just one bill to pay every month, and because the interest rate is so much lower, you can get out of debt so much faster.
Plus, no credit card payment this month.
Start by telling AmOne how much credit card debt you have and in two minutes they’ll tell you whether they can help.
6. Put $5 in the Stock Market
Take a look at the Forbes Richest People list, and you’ll notice almost all the billionaires have one thing in common — they own another company.
But if you work for a living and don’t happen to have millions of dollars lying around, that can sound totally out of reach.
That’s why a lot of people use the app Stash . It lets you be a part of something that’s normally exclusive to the richest of the rich — buying pieces of other companies for as little as $1.
That’s right — you can invest in pieces of well-known companies, such as Amazon, Google or Apple, for as little as $1.
The best part? When these companies profit, so can you. Some companies even send you a check every quarter for your share of the profits, called dividends.
Download the Stash app here and they will give you a $5 sign-up bonus once you deposit $5 into your account.
7. Add up to 300 Points to Your Credit Score
We say credit score, and your eyes immediately glaze over. Maybe you’re only vaguely aware of what they even are. Maybe yours is ruined from a few silly mistakes. Or maybe you’ve got a great credit score, you show-off.
Either way, it’s an unavoidable truth: These three little numbers rule your life. They control where you can live, what kind of car you can afford and what kind of credit card you can get — if any.
Thankfully, a free website called Credit Sesame will take a look at your credit report and let you know exactly what youneed to do to improve yourscore.
Take, for example, James Cooper. He didn’t know anything about credit, but Credit Sesame showed him the exact steps he needed to take to improve his score — from a 524 to 801.
Want Credit Sesame to show you exactly how to finally get your score over that 800 hump? It takes 90 seconds to sign up and get started .
8. Invest in Real Estate (Even if You’re Not a Millionaire)
The stock market can be a scary place. Stock prices shoot up and down like a roller coaster ride, and who knows when the whole thing might crash?
It would be nice to diversify and invest some of your money in real estate, but don’t you have to be wealthy to do that?
A company called DiversyFund will invest your money in commercial real estate — specifically, in apartment complexes that it owns — and you only need $500.
DiversyFund can’t guarantee how its investments will perform in the future — no one can — but historically, it has earned an annual return of 17% to 18%.
So you don’t need a fortune to invest in real estate. All you need to get started is $500.
9. Add $225 to Your Wallet Just for Watching the News
It’s been a historic year in news, and we’re all constantly refreshing for the latest updates. You probably know more than one news-junkie who fancies themselves an expert in respiratory illness or a political mastermind.
And research companies want to pay you to keep watching the news. You could add up to $225 a month to your pocket by signing up for a free account with InboxDollars .
It’ll present you with short news clips to choose from every day, then ask you a few questions about them.You just have to answer honestly, and InboxDollars will continue to pay you every month.
This might sound too good to be true, but it’s already paid people more than $59 million.
Enter your email address here to start getting paid to watch the news. They’ll even give you $5 to get started.
*Square Budgets and The Penny Hoarder are a Paid Affiliate/partner of Stash. This material is not intended as investment advice and is not meant to suggest that any securities are suitable investments for any particular investor. Investment advice is only provided to Stash customers.
**You’ll also bear the standard fees and expenses reflected in the pricing of the ETFs in your account, plus fees for various ancillary services charged by Stash and the custodian.